Pet smart employees health insurance

Pet insurance is much more common in countries such as the United Kingdom, where over 12% of the pet owners can buy insurance from over 60 different companies. In the U.S. there are 5 main players: PetHealth, Veterinary Pet Insurance, Pet Protect, Pet Assure, and Hartville Group. The U.S. market for pet insurance has grown at an annual growth rate of 45% over 5 years, totaling $88 million in 2002 according to the research firm, Packaged Facts. Petshealth's Quickcare plan for dogs also provides coverage for an unlimited number of accidents and over 6,000 illnesses with no maximum annual illness benefit restrictions. Enrollment is as early as 8 weeks of age for puppies. When you enroll your cat in QuickCare Gold before the age of 8 (age 6 for 'select' breeds), coverage continues for the rest of its life. There is a $50 fixed deductible on all QuickCare Gold Programs for dogs. What’s changed in recent years is the state of veterinary science, as well as the economics of running a veterinary practice. Vets today can offer treatments that were unheard of just a few years ago -- and at prices that could make you howl. Consider: The policy will pay 90 percent of the 136 million dog and cat owners in the U.S. have pet insurance. Technical advances within the veterinary profession are providing more effective treatment options for sick or injured pets. Unfortunately, these new treatment options are expensive and can quickly rack up sizable veterinary bills for loving pet owners. The older your animal, the more you’ll have to shell out in premiums. Some insurers don’t cover pets older than 9, while others levy a stiff surcharge. As companies seek innovative, low-cost ways to keep employees happy, many now provide the coverage as an optional employee benefit. VPI is the nation's oldest and largest licensed health insurance plan for pets, with its VPI Superior, VPI Standard and VPI Avian & Exotic Pet Plans available in all 50 states and the District of Columbia. Founded in 1980, VPI offers several plans that cover everything. et smar eployees heath nsurance - let smarr wmployees hdalth insurahce.