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Industry leader Veterinary Pet Insurance plans. VPI plans are available for dogs and cats, and while both provide the same coverage and carry the same per incident deductible, they differ in benefit schedule allowances, the maximum amount allowed per year and premium amounts. VPI's premiums are the same whether the animal is a show pet, a guard dog, or a Seeing Eye dog. Deductibles, exclusions and surcharges You may not know it, but pet insurance has grown at an annual growth rate of 45% over 5 years, totaling $88 million in 2002 according. Direc lin pt insurane - Djrect oine let insuramce.

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