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Pet insurance is much more common in countries such as the United Kingdom, where over 12% of the pet owners can buy insurance from over 60 different companies. In the U.S. there are 5 main players: PetHealth, Veterinary Pet Insurance, Pet Protect, Pet Assure, and Hartville Group. The U.S. market for pet insurance has grown at an annual growth rate of 45% over the last 5 years. The older your animal, the more you’ll have to shell out in premiums. Some insurers don’t cover pets older than 9, while others levy a stiff surcharge. Petshealth's Quickcare plan for dogs also provides coverage for an unlimited number of accidents and illnesses up to $2,500 per accident. QuickCare Gold also provides coverage for over 6,000 illnesses, with no maximum annual illness benefit restrictions. Cats can be enrolled as early as 8 weeks of age. When you enroll your dog in QuickCare Gold before the age of 10 coverage continues for the rest of its life. The same $50 fixed deductible applies on all QuickCare Gold Programs for dogs. Currently, more than 900 companies offer Veterinary Pet Insurance plans. VPI plans are available for dogs and cats, and while both provide the same coverage and carry the same per incident deductible, they differ in benefit schedule allowances, the maximum amount allowed per year and premium amounts. VPI's premiums are the same whether the animal is a show pet, a guard dog, or a Seeing Eye dog. According to "USA Today," 30 percent of Americans have taken time off work to stay at home with a sick pet. This illustrates how strong the animal-human bond has become and how much people cherish their pets. Industry leader Veterinary Pet Insurance plans. VPI plans are available in both payroll and non-payroll deduction forms, and offer additional discounts for multiple pets. The savings provide an extra benefit for pet-owning employees to help protect their pets. The policy will pay 90 percent of the plan's Benefit Schedule Allowance for eligible expenses, per incident, during each policy term after the deductible for eligible expenses. Two accident and illness plans are offered. Conditionjexistig ealth insuance pe re - Cpnditionjexisting hsalth insugance prt pde.